Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been saving money in a tax-deferred retirement account (like a traditional ...

For retirees looking to minimize their taxes and maximize their financial legacy, a Roth conversion has long been a powerful tool. However, the upfront tax bill has always been a significant hurdle.